Posts Tagged ‘buy now pay later no credit check’
Credit catalogues in the UK have been around for many decades and have become an increasingly great way for people to shop and spread the repayment cost. Whether it’s a laptop, a tablet device, an LCD TV, a new sofa, a cooker, a washing machine, fridge freezer or maybe just some clothing for yourself or family members, whatever it is credit catalogues can be an ideal solution to your needs.
In today’s modern society where the cost of living is sky-high, many struggling families have relied upon the benefits of a weekly or pay monthly online catalogues or buy now pay later agreements to get what they need on finance today and added repay is very small manageable installments instead of the full amount to buy the product outright.
So let us now take a look at the credit catalogues industry the UK and the most popular repayment options.
Buy Now Pay Later
Buy now pay later repayments gives you the benefit of what you want with nothing to play for a fixed period of time. This period of buy now pay later varies from company to company so you will need to check that typically it can be anything up to 12 months or as little as three months. Check the small print, but in most cases there will be nothing to pay providing you settle the bill within the agreed time even if you have poor credit or a low credit score, you will be surprised that the acceptance rate is for these kind of agreements is far higher than if you were to purchase a mobile phone, apply for a loan with a bank, or perhaps applying for a credit card.
Pay Weekly or Pay Monthly Installments
If the company you are buying from does not offer a buy now pay later arrangement, then you will most likely be able to pay small manageable weekly or monthly repayments that are flexible and suit your needs, lifestyle and budget.
No Credit Check Catalogue
There are stores which do no credit check finance usually with a high deposit and proof of bank accounts all wage slips. These companies are companies like Bright House and Buy as you View, however a credit check is usually performed which ever online or mail order company that you apply to. Do not despair however if you feel your credit rating is so bad that you will not be accepted, for you may be surprised that although you may end up paying more for the product due to the interest charged and slightly higher pricing, you will at least get a higher except as rate than with standard credit finance and loans.
Which company is best?
Take a look at this informative website where you will find lots of information and reviews on all the major catalogue companies offering credit for poor credit rating. There are a lot of options, interest rates and repayment periods which once you have read the review of what the company offers you can then visit and checkout the individual website to make an informed decision and establish which one would be best for you and your needs. So whether it’s an iPad, a Nintendo Wii a PS3, a new dining table, new household furniture, a new appliance, baby clothing, a contract phone, home furnishings or a new clothes or a special outfit, getting finance from you the U.K.’s top credit home shopping catalogues has never been easier!